ACCESS TO CAPITAL SEMINAR

MAY 4, 2010

8:00AM TO 9:30AM

BURR PILGER MAYER

600 California Street, Suite 1300

San Francisco, CA

According to the 2010 Small Business California Survey, access to capital was the 4^th highest issue for small businesses in California

CAL Insurance & Associates invites you to come and learn about access to capital from the experts:

Rich Gunn, Partner – Burr Pilger and Mayer – what your accountant can do to help package your loan

Katherine Zinsser, Senior Vice President, Bank of San Francisco – a community bank providing small business loans from $250,000 to $1.2 million

Devin McAlpine, Business Advisor – Opportunity Fund – Alternative lender specializing in microfinance loans between $1,000 to $100,000+ to help small businesses meet investment needs

Chuck Doyle, Managing Director, Business Capital – Recapitalizing between $250,000 and $5 million to provide all types of small business access to liquidity.

Jim Baird, CEO – Bay Area Development Co. – 504 loans for real estate financing from $250,000 to $4 million, for small and mid-sized companies throughout Northern California

SPACE IS LIMITED FOR THIS SEMINAR

PLEASE CONTACT MARYANN CELLO AT 415-680-2110 OR mcello@cal-insure.com

PLEASE RESPOND BY APRIL 28