Innovative, Customized, Liquidity Solutions

Business Capital is a commercial finance company specializing in corporate finance and debt restructuring for small to middle market companies. We are dedicated to navigating our clients successfully through their individual financial challenges and opportunities. We offer the industry specific expertise, unparalleled dedication and personalized service that our clients need to conquer today’s complex and fast-moving financial markets.

If your company is at a critical juncture, management needs to focus on business activities, not hassle with creditors and other interested parties. Business Capital will handle the complex and time consuming details of creditor restructuring, freeing management to focus on generating revenue. Business Capital inserts credibility and objectivity into the restructuring process and, because of our standing within the industry, we will restore credibility and preserve relationships with critical vendors.

Whether your business needs capital to fund rapid growth, maintain production or to effect a business turnaround, Business Capital has perfected a unique dual strategy of restructuring debt and providing the financing you need to succeed.

Every business has a unique set of goals. Whether your business is healthy or underperforming, Business Capital has the expertise and resources to deliver customized commercial financing solutions to help you overcome adversity, take advantage of opportunity and successfully achieve your business objectives.

If you are struggling to secure the funding you need or suffering from overwhelming debt, Business Capital can help. We will right-size your balance sheet and deliver the best working capital facility or term loan at the best price. Read more about how we have helped hundreds of clients achieve success.

For over a decade, Business Capital has been building a strong network of partners who share our core values of integrity and commitment. We cultivate value added relationships with accounting & law firms, private equity & venture capital groups, valuation companies, M&A professionals, investment bankers, hedge funds, banks & private lenders. We work together to deliver the best business options for our clients and prospects. If we can’t help you directly, we will refer you to the resource that can.
“Business Capital took the time to develop an understanding of our challenges, tailored a solution to meet our specific requirements, then implemented and delivered a cost effective solution that not only saved us money and provided more capital, but augmented our staff and provided us with a significant return on time.”
George Northup, CEO, Silicon Valley Technology Co.

Business Capital, founded in 2002, is a national corporate finance and restructuring company with offices in San Francisco, CA and Westport, CT. We provide alternative commercial financing, business debt restructuring, and financial and turnaround advisory services to lower and middle market commercial and industrial companies. To read more about each of these specific services, click on the related buttons directly above.
We have assisted hundreds of companies undergoing change due to industry trends, economic cycles or specific company circumstances. We differ from most traditional finance and restructuring companies by providing customized financial solutions to resolve current cash-flow requirements and liquidity needs to either enable a company to effect a business turnaround plan or continue to fund rapidly growing sales. We tailor each new debt structure to maximize up-front cash flow generation capacity and understand restructuring debt in conjunction with new capital may be required to achieve proper levels of liquidity and funding. As such, we can include a debt restructuring and capital infusion in order to deliver a comprehensive financial solution that will quickly address the requirements of each of our clients. Our background includes providing customized financial solutions for highly profitable companies as well clients experiencing a financial set-back that are in need of significantly more working capital than their existing bank is willing to provide. We have extensive experience in a wide range industry and business types.
We employ two separate value-oriented financial strategies: re-capitalizing companies which are unable to access conventional bank financing; and restructuring debt obligations — both of which ensure a company’s liquidity and cash-flow needs are met in times of financial distress as well as growth.
Whether your company requires a new credit facility, restructuring of a few troublesome obligations, needs to streamline and reduce debt, or must quickly reduce its cash burn rate — we customize and provide liquidity for each situation. At Business Capital, we are experts in structuring debt solutions to cure near-term liquidity needs so you can accomplish your financial goals. We can change existing credit lines, add new credit facilities (such as subordinated or convertible debt) to augment financial flexibility, and assist in managing trade credit, real estate leases, equipment leases and contractual obligations.
Whatever business liquidity services your company requires Business Capital can provide: business debt restructuring; asset based lending, sub/ mezzanine debt, venture debt or asset securitization; strategies on equipment leasing; accounts receivable financing; corporate turnarounds, medical capital and more. When your company’s future is at stake, Business Capital will: Develop an understanding of your company’s capital structure and business needs; then tailor, deliver and implement a customized, proactive plan to reach your financial and business goals and objectives.
Companies are constantly confronted with challenging issues that may stand in the way of the next stage of corporate growth, or may be faced with overwhelming debt obligations and unaware of options. At this critical juncture, Business Capital’s full service corporate and business restructuring firm will provide the right strategy at the right time to ensure your company’s success. We are dedicated to finding creative, comprehensive and customized liquidity solutions, including all types of asset based lending and business debt restructuring services all designed to improve cash flow and restructure or eliminate debt.
With our vast spectrum of services and team of experts, Business Capital will confidently navigate your business through turbulent times. We have a reputation for going above and beyond traditional means to tailor customized solutions that match our client’s needs and provide them the best guidance and resources possible to achieve exceptional results.
Please browse our website for more information and representative transactions. Contact us directly for more detailed inquiries and personalized service.
Recently, a simple fact has become increasingly apparent: traditional financing options and approaches are tightening up and seldom deliver what is needed. The economic downturn and fears of an impending recession have created dramatic slow-downs and potential failures for many businesses. Business Capital offers asset based lending and business debt restructuring as better bankruptcy alternatives.
Our revolutionary approaches provide help on all fronts in a faster, more flexible and more cost-effective way than a traditional choice.
We are dedicated to fast, personalized service. Instead of moving in and taking over, Business Capital works with you to leverage what you have, assess what you need, and leave your business stronger – not weaker – when we’re finished. And, we do it quickly and cost effectively.
We have the experts, the business solutions and the resources to get you what you need. Whether you need business debt negotiation today, an infusion of working capital tomorrow, asset based lending such as purchase order funding or accounts receivable financing next month – visit BizCap now for help.