Source: New York Times, July 22, 2010 By DAVID HERSZENHORNThe Senate voted on Thursday to include a proposed $30 billion lending program in a package of aid for small businesses, as two Republicans joined with Democrats to support the amendment. The vote was 60 to 39, with Senators George LeMieux …

Source: Associated Press WASHINGTON – Big companies are building up cash and are expected to report strong earnings starting this week. Not so for small businesses that can't get loans — or hire freely until they do. The gap helps explain why the economic rebound isn't stronger and could even …

source: Fort Worth Business Press , July 05, 2010 BY JEFF NOLAND  Despite bank bailouts from Washington, D.C., credit for small and mid-sized businesses remains extraordinarily tight. For many banks, the lending pipeline is simply too clogged with “non-bankable” loans to even consider …

Source: New York Times.comBy ROBB MANDELBAUMIt was late October when President Obama first called for measures to stabilize struggling small businesses. Then, in his State of the Union address in January, he emphasized the role small business would play in healing the nation’s wounded economy. But …

source: Long Island Business News (libn.com) Published: May 19, 2010 By Thomas R. Slome Bankruptcy can be expensive, often too expensive. The cost of a Chapter 11 reorganization proceeding for a small company, one with $10 million in annual revenue for example, is nearly as much as a larger company …

source: CNNMoney.com by Catherine Clifford The biggest Wall Street banks slashed their small business loan portfolios by 9% between 2008 and 2009, more than double the rate at which they cut their overall lending, according to a government report released Thursday. The Congressional Oversight …

source for article:  by Eric Morath Fast-Moving Cases Put Pressure on Unsecured Investors to Act Aggressively More and more overleveraged, recession-battered companies are ending up in bankruptcy owing their creditors much more than they are worth, which is forcing unsecured creditors to make …

source for article: chicagotribune.com by Kevin G. Hall, McClatchy/Tribune news Owners report loans are hard to obtain, curtailing employment — Capital is the oxygen that a small business needs to survive and thrive, yet across the country, the air's pretty thin, as business owners complain of …

source for article:    fins.com   by  Kyle Stock -- Small asset-based lenders are growing. -- Large banks are growing their asset-based lending businesses. -- What it takes to break into the asset-based lending game. When the University of Alabama booked its trip to the college football …

Source for Article: CNNMoney.com, by Catherine Clifford reporterJanuary 18, 2010: 2:50 PM ET NEW YORK (CNNMoney.com) -- The nation's biggest banks cut their collective small business lending balance by another $1 billion in November, according to a Treasury report released late Friday. The drop …

source for article: latimes.com by Nathan Olivarez-Gile, December 22, 2009   With credit tight and consumers still pinching their pennies, many business owners find they can't go on. The Obama administration's new plan to give a boost to small businesses reflects continued trouble in that sector, …

source for article:  CNNMoney.com By Catherine Clifford, staff reporterDecember 16, 2009: 5:42 PM ET NEW YORK (CNNMoney.com) -- The small business credit crunch is still deepening: Major banks cut their small business loan balances by another $1 billion in October, according to a Treasury report …

source for article: Wall Street Journal, December 9, 2009 DECEMBER 9, 2009 Lending Squeeze Drags On By LIZ RAPPAPORT and SERENA NG Consumer lending shrank 1.7% in October, the ninth consecutive drop, extending the dramatic decline of financing available to help fuel the U.S. economy. The $3.5 …

source: Reuters.com, by James B. Kelleher Fri Oct 30, 2009 10:04am EDT CHICAGO (Reuters) - Defaults by small and medium-sized U.S. businesses on the loans, leases and lines of credit they use to finance capital equipment investment rose in September as lenders remained reluctant to extend fresh …

source for article: The New York Times, October 13, 2009 by Peter S. Goodman Many small and midsize American businesses are still struggling to secure bank loans, impeding their expansion plans and constraining overall economic growth, even as the country tentatively rises from its recessionary …

source for article:  Business Week Online, September 21 2009, by Diane Vazza and Devi Aurora This year will see a record volume of default in corporate debt, in line with expectations, as the U.S. continues to be the epicenter of economic and credit-market weakness. Following the end of the …

source for article: New York Times, November 19, 2008 By JONATHAN D. GLATER Harsh as it is, a bankruptcy filing has always offered a glimmer of hope for a business hobbled by debt or a downturn. A company could slim down, negotiate manageable payments to workers and suppliers and keep going, …

As banks and other syndicated lenders get cold feet about new deals, borrowers turn to nontraditional sources of capital-and face tougher loan terms source for article: Business Week, September 18, 2008 by Ben Levisohn With the credit crunch in full swing, companies big and small are having to …

source for article: Fairfield County Business Journal, September 16, 2008, by ALEXANDER SOULE Despite the federal bailout of two massive mortgage companies, a Citizens Bank economist predicted that Fairfield County's financial sector is only "halfway through this mess" as banks continue to write …

source for article: Philly.com by Maria Panaritis, September 2, 2008 They are the trauma team of the business world. Their job: Stop the bleeding before the patient dies - or the bank calls your loan. And if your boss doesn't have the chops to rescue your troubled company, they may just recommend a …

source for article: Fox Business.com, Thursday, August 14, 2008, by Elizabeth Wilson With a credit crunch and many banks tightening up or eliminating lines of credit, it's important for business owners to maintain a steady cash flow. Here are five ways experts say you can start the …

As commerical loans become harder to find, small business owners give in to aggressive credit card marketers and get slammed with 30% interest rates source for this article: Business Week, August 20, 2008 by John Tozzi The 30% interest rate on their small business credit card shocked James and …

Source: 8/18/08 Dow Jones Daily Bankruptcy Review Credit ratings agencies said that the number of companies most at risk of defaulting on their debt has soared this summer as consumers cut spending and the credit crisis hammers troubled companies, Dow Jones Daily Bankruptcy Review reported …

Banks Keep Tightening the Vice source for article: The Watch List Newsletter, August 2008, by Mark Heschmeyer A large number of domestic lending institutions reported to the Federal Reserve Board that they have tightened their lending standards and terms on all major loan categories in the past …

source for article, The Philadelphia Inquirer, August 10, 2008 by Maria Panaritis It illustrated the perils for businesses that borrowed heavily during boom times. The whispers had been growing for weeks, if not months, and only intensified after the Boscov's Department Store L.L.C. filed for …

Source for Article: Business Week,  August 1, 2008 by Ricky McRoskey It's hard to get traditional loans these days. But as banks tighten their purse strings, hedge funds are offering asset-based loans to small companies. In early 2008, Jim Gee hit an impasse. Over the previous five years, Gee …

source for article: Business Week, May 6, 2008 by John Tozzi Tighter credit, rising commodity prices, and slipping sales aren't slamming just Wall Street; now small businesses are getting hit More businesses filed for bankruptcy in April, 2008, than in any month since new bankruptcy laws took …